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Normal Retirement Mutual Aid Pension -- Conditions for Qualifying

Conditions for qualifying

A person must meet one of the following sets of conditions, Set #1 or Set #2 in order to qualify.

Set #1: To qualify, the person must meet all of the following conditions:

  1. Has reached the age of 65
  2. Has participated in the mutual pension plan or another plan for 25 years or longer 
  3. Has participated in the mutual pension plan for a month or longer 
  4. Has retired.

Set #2: A person participating in a mutual pension plan since April 1, 1995, must meet all the following conditions to qualify:

  1. Has reached the age of 65
  2. Has participated in the mutual pension plan or another plan for 25 years or longer 
  3. Has participated in the mutual pension plan for a month or longer

Term of insurance coverage

"Term of insurance coverage" refers to the total period of time one participated in a public pension plan (mutual aid plan, national pension plan, or employee's pension plan).

Note: Exceptions to the minimum term of coverage being 25 years
For those who were born before April 1, 1956, the term covered by one mutual aid plan or another mutual aid plan (excluding the term covered by the national pension plan) should be in excess of the corresponding term of coverage shown in the table below.

Date of birth Term of coverage (years)
~Apr.1, 1952 20
Apr. 2, 1952~Apr.1, 1953 21
Apr. 2, 1953~Apr.1, 1954 22
Apr. 2, 1954~Apr.1, 1955 23
Apr. 2, 1955~Apr.1, 1956 24

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