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Introduction to Osaka University

Accident Insurance

Personal Accident Insurance for Students Pursuing Education and Research (PAS)

Personal Liability Insurance for Students is a nationwide system to indemnify students for the number of days that medical treatment is needed for injury incurred during regular curricular activities, extracurricular activities, or while commuting to or from university. All students are required to participate in this insurance plan.

Students who have not bought the insurance and those who are repeating year of school are required to pay the premium as soon as possible at a post office using the Request form for tuition payment that is available at COOP offices on the Toyonaka, Suita, or Minoh campuses.

 

1. Duration of insurance

Admission Duration of insurance
April
April 1 ~ March 31 of the expected year of graduation
September
September 1 ~ August 31 of the expected year of graduation
October October 1 ~ September 30 of the expected year of graduation

The duration of insurance for students who participate in this insurance plan from the middle of a semester starts on the day following the date of premium payment.

 

2. Additional coverage for commuting accidents

(1) Undergraduate students

Undergraduate students (students enrolled in 4-year courses) except for undergraduate students of the Department of Medicine of the Faculty of Medicine, School of Dentistry, Department of Pharmaceutical Sciences of the School of Pharmaceutical Sciences

Year in school
Premium Note
1st year 3,300 yen/4 years

2nd year 2,600 yen/3 years
3rd year 1,750 yen/2 years
4th year 1,000 yen/ 1 year Students who are repeating a year of school and non-regular students included

Students in the School of Medicine of the Faculty of Medicine, School of Dentistry, Department of Pharmacy of the School of Pharmaceutical Sciences (students enrolled in 6-year courses)

Year in school Premium Note
1st year 4,700 yen/6 years
2nd year 4,050 yen/5 years
3rd year 3,300 yen/4 years
4th year 2,600 yen/3 years
5th year 1,750 yen/2 years
6th year 1,000 yen/ 1 year Students who are repeating a year of school and non-regular students included

Note: Transfer students, students in working student courses, and students in night courses at the School of Foreign Studies may not be categorized as mentioned above. For more information, contact one of the COOP offices.

(2) Graduate students

Students in the 1st year of a master's course cannot make a lump payment of the insurance premiums for the1st year of master's course and the 2nd year of the doctor's course. Pay insurance premiums for the 2nd year of the doctor's course after advancing to the course.

Graduate School


Letters, Human Sciences, Law, Economics, Science, Medicine (Health Sciences), Pharmacy (Advance Pharmaco-Science), Language and Culture, Engineering, Engineering Science, Information Science and Technology, Osaka School of International Public Policy, Joint Graduate School of Child Development
Medicine (Medicine)
Dentistry, Pharmacy (Medical Pharmacy)
1st year of master's course
1,750 yen/2 years 1,750 yen/2 years
2nd year of master's course 1,000 yen/ 1 year 1,000 yen/ 1 year
1st year of doctor's course 2,600 yen/3 years 3,300 yen/4 years
2nd year of doctor's course 1,750 yen/2 years 2,600 yen/3 years
3rd year of doctor's course 1,000 yen/ 1 year 1,750 yen/2 years
4th year of doctor's course NA
1,000 yen/ 1 year 
  • Students of the Osaka University Law School participate in this plan along with the Liability Insurance for Low Students Pursuing Study and Research (LLS) at the time of their admission.
  • For Graduate School of Human Sciences student, only irregular student are required to participate in this insurance plan.
  • Premiums for students of the Graduate School of Frontier Biosciences are 4,050 yen for students in the 1st year, 3,300 yen for the 2nd year, 2,600 yen for the 3rd year, 1,750 yen for the 4th year, and 1,000 yen for the 5th year.

 

3. Types and amounts of insurance

For more information, view the Handbook for Enrollment of Personal Accident Insurance for Students Pursuing Education and Research that you are given at the time of participation.

Type of indemnity
Types and amounts of insurance Additional indemnity for hospitalization
During regular curricular activities or school events

Indemnity for loss of life: 20 million
Insurance for disability: In relation to the degree of aftereffect: 120,000 yen - 30 million yen
Injury and/or disease requiring four or more days of actual medical treatment: 3,000 yen - 300,000 yen
Number of treatment days: 1 or more
4,000 yen/day (from day 1)
While commuting to and from school facilities
Indemnity for loss of life: 10 million yen
Insurance for disability: In relation to the degree of aftereffect: 600,000 yen - 15 million yen
Injury and/or disease requiring four or more days of actual medical treatment: 6,000 yen - 300,000 yen
Number of treatment days: 4 or more
4,000 yen/day (from day 1)

During extracurricular activities at or in school facilities
During the time you are in school facilities
Indemnity for loss of life: 10 million yen
Insurance for disability: In relation to the degree of aftereffect: 160,000 yen - 15 million yen
Injury and/or disease requiring four or more days of actual medical treatment :30,000 yen - 300,000 yen
Number of treatment days: 14 or more
4,000 yen/day (from day 1)

  • Accidents when engaged in an activity forbidden by the university are not covered by this insurance.
  •  Accidents while commuting to and from school facilities are covered as long as you observe Bicycle and Transportation Regulations.
  • Only extracurricular activities outside school facilities that you have informed the university of are covered by this insurance.
  • Accidents during the time you are in a dormitory on the campus are not covered by this insurance.

 

4. Procedures for insurance claim

Documents necessary for claiming insurance are available at the COOP offices on the Toyonaka, Suita, and Minoh campuses.

If an accident that may be covered by this insurance happens, contact the COOP office as soon as possible. Information regarding the date, location, and injury or disease must be communicated to the insurance company within 30 days of the accident. If this is not communicated within 30 days, the insurance company may not pay.

Please submit the insurance claim form to the COOP Office after the treatment has finished.

 

5. Liability Insurance for Students Pursuing Education and Research (LSR)

Personal Liability Insurance for Students --in Japanese, "Gakusei Kyoiku Kenkyu Baisho Sekinin Hoken" [short form: "Gakkenbai"]-- insures one against personal liability claims in the case of injury to someone or damage to another person's property during regular curricular activities, school events, internships, nursing care recognized as an extra curricular activity, teaching practice, childcare practice, or volunteer activities as well as during commuting to and from the sites of such activities. (However, medical related training such as clinical practice or nursing practice are excluded from this coverage.) This plan is applied to students who participate in Personal Accident Insurance for Students Pursuing Education and Research (PAS). The premium is 340 yen per year (course A). Documents necessary for application and insurance claims are available at COOP offices on the Toyonaka, Suita, and Minoh campuses. OU students are eligible to participate in only course A.

Contact:

Insurance Section, General Affairs Division,Toyonaka COOP Office, 4F, Welfare Center, Toyonaka Campus
Tel: 06-6850-6114
Insurance Section, COOP Office, School of Engineering, Bldg. C8, Suita Campus (temporary location due to seismic retrofitting at the Welfare Center until the spring in 2017)
Tel: 06-6877-6509
Insurance Section, Minoh COOP Office, 1F, Welfare Center, Minoh Campus
Tel: 072-730-2743

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